Volume & Issue no: Volume 8, Issue 5, September - October 2019
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Title: |
IMPROVING SECURITY CHALLEGES OF ATM SYSTEM IN COMMERCIAL BANK OF ETHIOPIA: THE CASE OF WOLAITA ZONE, SODO CITY |
Author Name: |
Alemu Ginjo Gedebo, Sebastian Nixon J |
Abstract: |
Abstract: Automated Teller Machine (ATM) is the most
important banking technology than ever before in order to
access the bank account at anytime anywhere. Nowadays, the
bank customer used telecommunication devices to make money
transfer and transactions by touching few buttons on the screen
without needs of visiting bank premises and cashier. Many
financial institutions including Commercial Bank of Ethiopia
(CBE) were now incorporating ATM and financial services as a
key component of their growth strategy. However due to
increase in the number of intelligent criminals and fraudsters,
the ATM system was insecure. ATM systems today used no more
than an access card and Personal Identification Number (PIN)
for identity verification in CBE. Under this system sometimes
there were security challenges like card and currency fraud.
Thus, more reliable ATM system model in providing security by
integrating facial recognition technology was proposed in order
to solve insecurity. The developed system model protected
customers and financial institutions alike from intruders and
identity thieves. This thesis proposed an ATM security system
model that was combined a physical access card, a PIN, and
electronic facial recognition. Generally, to accomplish this
security system model for CBE ATM system; the MATLAB
program was developed.
Keywords: CBE, FRS, ATM, security challenge, card and
currency fraud, MATLAB, Face Recognition. |
Cite this article: |
Alemu Ginjo Gedebo, Sebastian Nixon J , "
IMPROVING SECURITY CHALLEGES OF ATM SYSTEM IN COMMERCIAL BANK OF ETHIOPIA: THE CASE OF WOLAITA ZONE, SODO CITY" , International Journal of Emerging Trends & Technology in Computer Science (IJETTCS) ,
Volume 8, Issue 5, September - October 2019 , pp.
011-031 , ISSN 2278-6856.
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